We all know that going on holiday is our chance to get away from the stresses and strains of everyday life and recharge our batteries. But the price of an accident abroad is more than you might think. Can you afford to think holiday injuries are just something that happens to others?
I was shocked at the results of a new study that revealed the cost of holiday injuries came to a staggering £1 billion over the last three years. This figure was spent on approximately 4.4 million holidaymakers and travellers who were injured as the result of an accident abroad. At such times, I think it is important to take a closer look at statistics in remembering that number of 4.4 million represents people who, just like you, will not have anticipated their holiday being affected by an accident and injury.
The new study, carried out by the Post Office, involved more than 2,000 people. Nobody expects an accident to upset their travels or dream holiday, yet the in the event you should wish to make a holiday accident compensation claim you will be glad to have purchased travel insurance.
More than a third (38%) of people who holidayed abroad in that period had an accident and 37.5% of them suffered injuries that cost an average of more than £252 each, the Post Office Travel Insurance study estimates. Travel insurance is something many people unfortunately see as an “add-on” expense as if no more necessary than an additional 10kg suitcase allowance that you may not need. Hopefully the statistics in this report point out the importance in placing travel insurance on your essentials list along with sun lotion.
The survey’s results revealed the most common injuries as broken bones, cuts and bruising, with one in 20 people injured:
- in a slip or fall around resort swimming pools;
- in incidents involving stairs;
- by broken glass and sharp objects;
- whilst taking part in activities including swimming, snorkelling and diving.
Food poisoning abroad affects many holidaymakers, with the survey revealing 14% suffered serious food poisoning, with 10% of these incidents occurring in Turkey.
In terms of cost, put it this way: if you have been pinching the pennies here and there in cutting back to save for your future holiday spends, even the smallest amount spent on medical costs would likely sound outrageous.
The study revealed the costs of holiday injuries were smaller amounts from £47 for insect bites, to over £100 for bathroom falls and rented vehicle accidents. People suffering multiple injuries cost up to £7,500.
Imagine that you were unfortunately faced with any of the above expenses, big or small; a quick look into the average price of sufficient travel insurance is cheaper and a better allocated use of your holiday funds.
For more information on the importance of travel insurance to cover you in the event of a holiday accident, see our previous blog on the 8 ways travel insurance takes care of you.
Slater and Gordon Lawyers specialise in holiday compensation claims, which can help to recover any medical costs in the event of an accident and injury overseas.
Joanne Berry is a Travel Lawyer at Slater and Gordon in Manchester.
If you or your holiday party suffer an accident abroad, our No Win, No Fee Solicitors can help you with your claim for compensation.
Call us on Freephone 0800 916 9046 or contact us online.
From outside the UK please call +44 20 7657 1555.
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