9 Steps to buying a house
9 Steps to buying a house
Are you planning to buy a house? It can seem overwhelming but we guide you through the house buying process step by step. If you are unsure, feel free to contact us. We are here to assist you.
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1. Is there a right time to buy?
Over three quarter of the British population want to own their own home some point in their lives.
Buying a property is for most people the biggest investment you will ever make, and there is no substitute for having a qualified and experienced legal professional by your side to guide you through the process of making sure your new home has all the rights and protections that it needs.
2. Draw up a budget
How to organise finances and arrange a mortgage
Consider taking financial advice before deciding to buy a home. A financial advisor can help you to define your budget, taking different factors, such as on-going hidden costs into account.
Contact mortgage lenders to see with which company you want to work with and if they agree to work with you.
3. Decide where you want to live
Carefully decide where you want to live. Visit an area multiple times at different days and at different times to make sure you feel comfortable there. Make sure it has all the amenities you need and check public transport, if you are dependent on it.
If you are planning to move far away from where you live now, consider staying there for a few days before buying a house to check out different areas.
4. Browse the market
Once you know where you want to live and what your budget is, you can start browsing for houses. Check the listings for ground plans. It can give you a more detailed impression of the space, which you sometimes can't see in pictures.
Contact local estate agents and explain them what you are looking for and what you can offer.
5. Start visiting homes
Visit as many homes as possible. With each property you will get a clearer understanding of what you want and what you don't want. You will start to look more closely at different aspects and learn more about the home of your dreams. Use our to make sure you don't forget anything.
6. Make an offer
If you like a house, consider making an offer. Think about how much you are prepared to pay for fixtures, fittings and contents.
7. Arrange a mortgage
If you haven't found a mortgage lender yet, you must do so as quickly as possible. The seller is allowed to accept another offer at any point until the exchange of contracts some weeks later so it is important to arrange finance early.
8. Contact a solicitor or conveyancer
Now is a good time to start working with a conveyancer. A conveyancer can help you to prepare all the legal documents and paperwork for you. A good conveyancer will also guide you through any open questions that you may have and advise you on searches which you may have to conduct. Read our page on to get a full understanding of our services.
Slater and Gordon were very professional and calm throughout the process, especially in the final week leading to exchange and completion, coming up with sensible solutions to prevent my buyer's solicitor from delaying the process any further. I cannot recommend them enough. Mr B (residential conveyancing case)
I am very pleased with the service I have received. I had a complicated chain between different towns both buying and selling. Excellent communication skills and keen to go extra mile to provide you with the best of her ability. The completion happened within timescale promised. Anonymous (residential conveyancing case
We've just moved into our new home. The Manchester branch couldn't have been more helpful, patient or kind. Really quick to get back to us and thoroughly explained everything to make sure we could understand it. I would highly recommend Mrs D, Manchester (residential conveyancing case)