Criminal law

Driving without insurance solicitors

Driving without insurance is one of the most difficult charges to defend, as the law accepts no excuses, unless you were misled, or special reasons apply. If you’re facing a charge of driving without insurance, you need expert legal help right away. Use our online tool to get immediate legal advice.

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Driving without insurance charges

Slater and Gordon’s driving offence solicitors have the experience you need if you’ve been charged with driving without insurance. Call us now on 0330 041 5869 or contact us and we’ll call you back.

Immediate expert advice at your fingertips. Use our online tool to get legal advice on your circumstances straightaway.

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Charged with driving without insurance?

Unlike most offences, whereby you’re considered innocent until proven guilty, driving without insurance is an absolute offence. This means that the law accepts few excuses, and if you don’t have valid third-party insurance, you’re generally automatically guilty. Even if you had every reason to believe that you were properly insured, ignorance isn’t a defence in this case.

Penalties are also very serious for driving without valid insurance, with an automatic endorsement of between six and eight penalty points or a lengthy disqualification and an unlimited fine.

Our specialist motoring offence lawyers have the experience to advise you on how to contest allegations where you’ve been genuinely misled or where special reasons apply, when you’ve been caught without insurance. Call us on 0330 041 5869 or contact us and we will call you.

How do I escape a guilty verdict for driving without insurance?

While driving without insurance is an absolute offence for which ignorance isn’t an excuse, there are occasionally special reasons that can prevent you from being convicted.

These include situations where even if you didn’t have a specific policy of your own to drive a vehicle, you were actually covered by another person’s insurance or a company policy. It can also be the case that the police database wasn’t fully up to date when you were stopped; perhaps when you took out a new insurance policy by phone before driving a newly purchased vehicle home from the dealership.

There may even be circumstantial reasons why you drove without insurance, such as when you had to take someone to receive emergency medical treatment using their vehicle. In circumstances such as these, you will still be guilty of driving without insurance, but the court might be persuaded to be lenient under the circumstances.

If you’ve been charged with driving without insurance, call us on 0330 041 5869 or contact us and we’ll call you.

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